Depending on whether you like to get things done right away or are a procrastinator, tax season is right around the corner. Soon you’ll be gathering your W2s, trying to understand investment documents, and – if you’re lucky – thinking about what to do with your refund.
For many people, however, these are luxuries. Low-income Americans are more likely to be thinking about paying the rent or picking up an extra shift. Their ability to save and invest is limited at best.